The Memphis Payment Processing Market
The Memphis, TN metropolitan area is one of the most attractive markets for POS resellers and payment processing agents in the United States. With an estimated 3,500 restaurants and thousands of additional retail stores, beauty salons, and service businesses, the total addressable market for modern POS systems in Memphis is enormous.
BBQ capital of the world. Blues and music heritage dining. Beale Street restaurants handle tourist crowds nightly. This diverse business landscape creates opportunity for resellers who can offer a flexible, multi-industry POS platform rather than a restaurant-only solution.
The local payment processing market in Memphis is fragmented. Many merchants are still using outdated terminals, legacy POS systems, or locked-in solutions like Toast and Clover that limit their processing options. This fragmentation is your opportunity — merchants are actively looking for better alternatives.
Opportunity Size: The Numbers
Let us quantify the reseller opportunity in Memphis:
The Memphis Reseller Opportunity
- 3,500 restaurants in the Memphis metro area
- Thousands more retail, beauty, and service businesses
- At $50/month residual per merchant, capturing just 1% = 35 merchants = $1,750/month in residual income
- Capturing 5% = 175 merchants = $8,750/month in residual income
- Plus upfront commissions on hardware and installation
- Plus payment processing residuals on top of POS residuals
These numbers represent conservative estimates for restaurant-only opportunities. When you add retail, beauty and spa, butcher shops, and grocery — all served by the KwickOS platform — the addressable market in Memphis roughly doubles.
Why Memphis Agents Need a Processor-Agnostic POS
If you are a payment processing agent or ISO in Memphis, you already know the challenge: merchants need a POS system, but most modern POS platforms (Toast, Square, Clover) lock merchants into a specific payment processor. This creates a direct conflict with your business model.
When you sell a Toast system, the merchant is locked into Toast Payments — and you lose the processing relationship entirely. When you sell a Square system, the merchant uses Square's processing — again, no residual income for you.
KwickOS is different. As a processor-agnostic POS platform, KwickOS works with any payment processor. This means you can:
- Keep your processing relationships: Pair KwickOS with your preferred processor and earn residuals on both the POS and the processing
- Offer merchants real value: Instead of locking them in, you are giving them the freedom to choose — and that freedom builds trust and loyalty
- Stack your residuals: POS residual + processing residual = significantly higher per-merchant income than processing alone
- Differentiate from Toast/Square agents: You offer something the big platforms cannot — payment freedom
Toast's Market Share in Memphis — and How to Compete
Toast currently holds an estimated 7% of the restaurant POS market in Memphis. While Toast has strong brand recognition, their model creates vulnerabilities that smart resellers can exploit:
| Factor | Toast | KwickOS |
|---|---|---|
| Payment processing | Locked to Toast Payments | Any processor |
| Reseller processing income | None (Toast keeps it) | You keep your residuals |
| Offline capability | Limited (cloud-only) | Full hybrid mode |
| Hardware requirement | Proprietary Toast hardware | Any device with a browser |
| Online ordering | Add-on cost | Included |
| Digital signage | Not available | Included |
| Multi-industry | Restaurant only | Restaurant + retail + beauty + more |
| Contract terms | Often multi-year lock-in | Flexible terms |
The pitch to a Toast merchant is simple: "You are overpaying on processing by $6,048/year because you are locked into Toast Payments. Let me show you a platform that does everything Toast does — plus digital signage and true offline mode — while letting you choose a processor that saves you money."
The KwickOS Local Support Advantage
KwickOS is headquartered in Houston, TX, with 24/7 support available to all merchants and partners. For Memphis resellers, this means:
- Real human support: Your merchants talk to real people, not chatbots or overseas call centers
- Partner-dedicated support line: As a KwickOS partner, you get priority access to our support team
- Co-selling support: Our team can join demos and help close deals in Memphis
- Training and certification: Comprehensive partner training program so you can install and support KwickOS confidently
- Marketing materials: Co-branded materials customized for the Memphis market
Multi-Industry Opportunity in Memphis
One of the biggest advantages of partnering with KwickOS is the multi-industry opportunity. While Toast only serves restaurants, KwickOS serves:
- Restaurants: Full-service, quick-service, food trucks, cafes, bars, and breweries
- Retail: Clothing, electronics, specialty shops, and convenience stores
- Beauty and Spa: Hair salons, nail salons, barbershops, spas, and wellness centers
- Butcher Shops and Grocery: Scale integration, weight-based pricing, and specialty food retail
In Memphis, this means every merchant you encounter is a potential KwickOS customer — not just restaurants. When you walk down a busy Memphis street, you see restaurants next to salons next to retail shops. With KwickOS, you can serve all of them with a single platform, multiplying your addressable market.
How the KwickOS Partner Program Works
The KwickOS Partner Program is designed for payment processing agents, ISOs, and POS resellers who want to grow their income with a modern, processor-agnostic platform. Here is what you get:
Revenue Streams
- POS monthly residuals: Earn recurring monthly income on every active merchant
- Processing residuals: Keep your processing relationships and residuals — KwickOS works with your processor
- Hardware commissions: Earn on hardware sales and installations
- Upfront bonuses: Activation bonuses for new merchant sign-ups
Partner Support
- Dedicated partner manager: Your single point of contact at KwickOS
- Sales enablement: Demo accounts, pitch decks, and competitive battlecards
- Technical training: Installation, configuration, and troubleshooting certification
- Co-marketing: Local marketing support for Memphis-area campaigns
- Lead sharing: Inbound Memphis leads shared with local partners
Requirements
- Active payment processing or POS sales business
- Willingness to complete KwickOS partner certification
- Commitment to providing quality merchant support
- No minimum volume requirements to get started
Getting Started as a Memphis Partner
Joining the KwickOS Partner Program is straightforward. Here is the process:
- Apply online: Fill out the partner application at kwickos.com/partners
- Partner interview: Brief call with our partner team to discuss your business and the Memphis market
- Certification: Complete the KwickOS partner training (self-paced, typically 2-3 days)
- Get your demo account: Full-featured demo environment to show merchants
- Start selling: Begin presenting KwickOS to your Memphis merchant base
Apply for the KwickOS Partner Program
Join the growing network of KwickOS partners serving Memphis businesses. Earn residual income on POS and processing with a platform merchants love.
Apply Now